Matthew Becker

Blog by Matthew Becker

What Is Mortgage Insurance and Should You Avoid It?

Mortgage Insurance Explained: What It Is and Why It Matters

When securing a home loan, especially with a down payment less than 20%, you might encounter mortgage insurance. Understanding its purpose, types, and implications can help you make informed financial decisions.

What Is Mortgage In...

05.16.25 04:00 PM - Comment(s)
What Is an Escrow Account and Why It Matters for Homeowners

What Is an Escrow Account and Why It Matters for Homeowners

When navigating the homebuying process, understanding the components of your mortgage payment is crucial. One key element is the escrow account, which plays a significant role in managing property-related expenses.

Understanding Es...

05.15.25 04:27 PM - Comment(s)
Understanding P&I vs. PITI: Decoding Your Mortgage Payment

When navigating the world of mortgages, it's essential to grasp the components that make up your monthly payment. Two common terms you'll encounter are P&I and PITI. Understanding the distinction between them can help you budget effectively and avoid surprises.

What is P&I?

P&I stands for ...

05.14.25 04:12 PM - Comment(s)

Buying a home or investment property is one of the most significant financial decisions you'll ever make. And unless you're paying all cash, you're going to need a mortgage to make it happen. But what exactly is a mortgage — and why does it matter so much?

05.13.25 04:00 PM - Comment(s)