Blog by Matthew Becker

When you buy a home or refinance a property, you're likely handed a stack of paperwork. Two of the most important documents buried in that pile are the mortgage note and the deed of trust. While both are essential to the home loan process, they serve very different purposes — and knowing the differe...

Homeowners often hear about tapping into their home’s equity as a smart way to access funds for major expenses, debt consolidation, or home improvements. But when it comes time to borrow, two common options stand out: the Home Equity Loan and the HELOC (Home Equity Line of Credit).

Though they both ...

When you make your monthly mortgage payment, have you ever wondered how much goes toward the actual loan balance and how much covers the interest? This breakdown is known as mortgage amortization, and understanding it can help you make smarter financial decisions, pay off your loan faster, or plan f...

Paying off your mortgage is a major financial milestone—whether you're nearing the end of a 30-year term, refinancing, or selling your home. But finalizing that last payment isn’t as simple as just writing a check for your current loan balance. That’s where a mortgage payoff comes into play. In this...